Originally posted on Facebook - Scenario Planning - 2017-12-29-001

Jennifer, the recipient of a Cash Pot Ticket with a prize of TT$29,792 decides to allocate the expected funds to supplement her income in 2018 as follows:

Mths 1-3: $4,000 per month
Mths 4-6: $5,000 per month*
Mth 7 : $ 792
Mth 8: $2,000

During the year in an attempt to meet some expected expenses in Mths 9-11, in Mths 4-6, she takes $1,000 and places it in a separate Unit Trust Money Market Fund. Jennifer intends to have these funds held as an Emergency Fund.

As Jennifer knows that her allocation for Mth 7 is rather small, she intends to keep that Emergency Fund separate to her other savings.

What would be your allocation of the above funds if you were the recipient of the ticket?