Originally posted on Facebook - Financial Planning Tip April 23, 2016-003 ~ Scenario Planning.

For some persons there is a plan for today's living, there is:

The worst case scenario and there is the "absolutely worst case scenario" 

In some instances the "absolutely worst case scenario" may be living on retirement income (read T&T NIS retirement benefit) for an absolutely long time!

Well, for an optimist, living on that amount of income may not be much of a challenge as:

There may be things that they learnt that come back "naturally" into play, partly because they may work by instinct in lots of ways and

There is the creation of a flow to things that makes everything seem effortless.

For them, during the " "absolutely worst case scenario time" they may take the "bull by the horns" and try to make the "retirement life" work and resolve some of their current costs (read outflows), so that they are facing the next phase of their actual retirement in a better position!!!

Of course they may have fun along the way as they enjoy challenges and creating solutions!!!!

The trick may be to determine when you are willing to try something new and having someone tell you, ok, let's try something else!!!